Terms of Use
Last updated: November 5, 2026
By using the website, buying a product or subscribing to a service from Enora Wealth Gestão de Patrimônio Ltda (CNPJ 62.587.587/0001-34), you agree to these terms. Please read them carefully.
1. What Enora offers
Enora is a financial education school. We offer content, digital materials (such as guides and spreadsheets), courses and Enora+, a subscription-based personal financial coaching service.
Nothing we publish, sell or discuss with you constitutes a recommendation, offer or solicitation to buy or sell securities. Investment decisions are always yours. Examples and simulations are illustrative and do not guarantee future results.
2. Purchases and payments
- Purchases are made through the Kiwify platform, which processes the payment and grants access to the product.
- Prices are in Brazilian reais (R$), and the prices and conditions are those shown at the time of purchase.
- Digital products are released once payment is confirmed.
3. Guarantee and refunds
You can cancel your purchase within 7 days of payment and get your money back, as provided by the Brazilian Consumer Protection Code. Just request the refund through Kiwify or contact us on social media.
4. Enora+ (subscription)
- The subscription costs the monthly amount shown on the checkout page and is billed on a recurring basis until cancelled.
- When you subscribe, you receive the Enora+ starter kit and your consultant's contact, who will schedule the first session with you.
- The coaching covers budgeting, debt, goals and financial organization. It does not include asset management or recommendations of specific assets.
- You can cancel anytime through Kiwify. Cancelling stops future charges; the month already paid remains active until the end of the period.
5. Use of materials
Enora materials are for personal use. Copying, reselling, distributing or publishing the content, in whole or in part, without written permission is prohibited. The brand, logo and materials are the property of Enora Wealth.
6. Responsibilities
- You are responsible for the information you provide and for the financial decisions you make.
- Enora strives to keep content accurate and up to date, but laws, rates and market rules change often.
- The website may be temporarily unavailable due to maintenance or third-party failures.
7. Privacy
The use of your data follows our Privacy Policy.
8. Contact
Questions about these terms: Instagram @enorawealth or Facebook.
9. Governing law
These terms are governed by the laws of Brazil. Any disputes will be settled in the courts of the consumer's place of residence.
Enora Wealth